Don’t Bogart that Joint, My Friend!!!!

Researchers at the National Institutes of Health conducted an extensive study spanning a decade that found a rather surprising and unnerving trend.  The number of marijuana smokers between the ages of 45 and 64 nearly tripled from 1991 to 2001.  In the more recent National Survey on Drug Use and Health, the number of recent [...]

Remember Maine

With all the hoopla about the aging world population, have you ever wondered just how old, on average, the U.S. is? Not quite as old as you might think.  The median age of Maine is 42 and that is the country’s oldest.  Their motto?  Dirigo – latin for “I direct” or “I lead”.   I’ll let you [...]

A Simpler Way

AARP recently identified the best places to live.  Using such criteria as rich culture, great food, low stress and affordability, these cities ranked in the top five – Tucson, AZ; Greenville, SC; Montpelier, VT; Logan, UT and Ames, IA.  Average commutes are short and number of sunny days are high.  As you contemplate where you [...]

No Rest for the Worried

Money worries have driven many silent generation workers to stay on the job well into their 80s and 90s.  Memories of the Great Depression fuel the fear that there will not be enough money to live comfortably or meager Social Security benefits necessitate a second paycheck.  While the average age of Social Security claimants is 63.9, [...]

Income not Nest Egg

401(k) plans and Social Security represent the largest components of  our retirement nest eggs.  The Employee Benefit Research Institute reported that in 2008 the average 401(k) balance of those in their 50′s was only $113,000 and barely $125,000 for those over 60.   These statistics are sobering enough but only one out of 6 of us [...]